Recently, the investment term "REITs" come across my mind. I keep seeing news about REITs in newspaper, forums and personal blogs. A REIT or real estate investment trust is a real estate company that offers common shares to the public. What is REIT? According to Wikipedia: A Real Estate Investment Trust or REIT (pronounced /ˈriːt/) is a tax designation for a corporation i … [Read more...]
Monthly Repayment for Housing Loan
Every time when I reading newspaper or websites and come across advertisement about properties (e.g. houses or shops), I always think how much I will need to pay monthly if after I got a loan from bank. And also what if I put more down payments, what would be my monthly repayment? Will it be much different? … [Read more...]
Trade Online With Cheaper Brokerage Rate At HLeBroking
I have a pretty good experience using HLeBroking. HLeBroking is well known with its system performance and low brokerage rate. I'm quite satisfied with their service and system performance. Recently I found that there is a new promotion for new customer who signs up HLeBroking. The promotion's brokerage rates are 0.38% for RM100,000 and below, 0.19% for RM100,000 above and … [Read more...]
House: An asset or liability?
Recently talked to a friend during our "yum cha" session: Friend: Hey! I bought a house. I think it's time for you to buy home, it is a good investment. Me: You rent it out? Friend: No, I will be staying inside. Me: Come on, you are not doing investment, that's your liability... Friend: I think it is a good investment to me ... Me: Hmm.. you bought a home and … [Read more...]
Public Mutual Online Experience
I did make some investments in Public Mutual's unit trust, therefore I'll need an online account that make my investment easier. Applying a Public Mutual online account is pretty easy and the application approval and response from Public Mutual is pretty fast too. Currently you can only buy new unit trust and add additional investment to your existing unit trust via Public … [Read more...]