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Maybank2u’s TAC request service is really bad

I tried to transfer some money from Maybank2u to my stock account but failed at requesting the TAC number yesterday afternoon. I made 5 TAC requests (each after 20 minutes of the previous request) and only 2 TAC numbers were sent to my mobile phone. 

The first TAC number will become invalid when you have made a second request. The corresponding TAC number is only for the corresponding log in session and therefore it becomes invalid when you login for the second time. 

It is quite irritating when the TAC requesting service is slow because you need to make sure the login session is active until you have received the TAC number!  

When I try to transfer money, it popped up a Maybank2u Online Payment Window. After logged in, I only have 5 minutes time because the session will expire after that. To allow the transaction to be done successfully, you will need to request and key in the TAC number.

After I have made the first TAC request, there was no response from my phone although the websites said it was sent successfully.  And I have no problem receiving SMS from my friend and Public Bank. After that I tried to request a few more times and I have to keep clicking on the “Online Payment Popup Window” in order to keep the session active (or else it will keep complaining the session will be expired in the next 30 seconds after 5 minutes).

The first TAC number was sent to my after more than half an hour. And only total of two TAC responses out of 5 TAC requests were received. So the 2 TAC numbers were invalid and I expected to receive another 3 TAC. But at the end I did not receive anymore.

So I gave up. And I will try to transfer the money again tomorrow morning. Luckily it is not urgent. Sigh..

House: An asset or liability?

Recently talked to a friend during our “yum cha” session:

Friend: Hey! I bought a house. I think it’s time for you to buy home, it is a good investment.

Me: You rent it out?

Friend: No, I will be staying inside.

Me: Come on, you are not doing investment, that’s your liability…

Friend: I think it is a good investment to me …

Me: Hmm.. you bought a home and that’s your liability. To me, you just secure your capital. If your house helps you generate positive cash flow, then that’s an investment … 

Friend: I have a conservative mind, I still think it is a kind of investment.

 Me: Hmmm …

What do you think.

Beware of Phishing Site Links from Windows Live Messenger

Recently I received a lot of phishing links from my Windows Live Messenger buddies. And most of the links redirect me to MSN phishing sites and some of them redirect me to download software and screen saver (which may contain virus).

Please beware the links that sent from your friends in Windows Live Messenger. The messages itself may not sent by your friend’s intension. Before you open any link, ask your friends if the links are sent by them. If not, their PC might have infected by virus or spyware.

Read more here on what you need to do when you receive those kinds of message.

A(H1N1) flu is here in Malaysia!

Malaysia confirmed its first case of the A(H1N1) flu in a 21-year-old student who returned from the United States on Wednesday morning.

Read more at TheStar.

Take Care Guys!

Sleepless Night

Can’t sleep for the whole night! It’s not hot and it’s raining tonight…

Feel tired but just can’t sleep making me to think too many things… codes, blog, money, stock, programming … all came into my mind…

I think this is due to after I have drink the 絲襪奶茶at OldTown Kopitiam.

Not dare to drink  絲襪奶茶 at night anymore…

I think I will sleep very well in the afternoon… haha

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