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DiGi New Ad – Love

Checkout this video! DiGi’s Yellowman is back!

Gua Tempurung and Lata Kijang Waterfall

Went to Gua Tempurung and Lata Kijang on Sunday with a few friends and members of YRAC. Felt so tired after back from the trip but it was definately fun.

Too bad, I didn’t bring my super camera there so I didn’t take any photo. I’m trying to ask my friends to see if there can get any photo from YRAC members.

Trade Online With Cheaper Brokerage Rate At HLeBroking

I have a pretty good experience using HLeBroking. HLeBroking is well known with its system performance and low brokerage rate. I’m quite satisfied with their service and system performance.

Recently I found that there is a new promotion for new customer who signs up HLeBroking. The promotion’s brokerage rates are 0.38% for RM100,000 and below, 0.19% for RM100,000 above and 0.10% for intraday trade.

HLeBroking Promotion

[Read more…]

H1N1 – Swine Flu Now Level 6

WHO decided to raise the pandemic alert level from phase 5 to 6. Two more confirmed cases in Malaysia were reported and now total confirmed influenza A (H1N1) now at 11 cases.

Take care!

Read more at TheStar.

Maybankard Ezy Cheque – Will You Take the Offer?

I received a Maybankard Ezy Cheque yesterday. It is a cheque with amount of RM2,000. You can get extra cash by simply bank in the cheque.

There is no document to fill in, no waiting approval and 0% interest-free for six months. You will need to pay back (by charging to your credit card) the money within 6 months, RM333.33 each month.

It is an interest-free for the installments but you will need to pay the cash advance fee which is RM77.60 (3.88%). Will you take that offer?

Personally I think it is not worth to take it unless you need the money urgently. The cash advance fee for credit card normally is around 18% p.a. So it is consider cheaper to take the Ezy Cheque than to take credit card’s cash advance.

If the cash advance fee is 2% or less, I think I will take it because I can use the money to invest in stock market or mutual funds, where I think I will get a better return on the investment (more than 2%).

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